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🛡️ PrinSoft Insurance Zimbabwe

Complete Insurance Operations Management for Zimbabwe

Policy Lifecycle • Claims Processing • Premium Collection • Agent Commissions • Underwriting • Reinsurance • IPEC Compliance • ZIMRA Fiscal

💰 Get Pricing 🛡️ Try Insurance Demo 🎯 Book Demo

🛡️ Policy Lifecycle

  • ✅ Quotation & proposal
  • ✅ Underwriting assessment
  • ✅ Policy issuance
  • ✅ Premium collection
  • ✅ Endorsements & changes
  • ✅ Claims processing
  • ✅ Renewal management
  • ✅ Cancellation & refund

✨ Core Capabilities

📄 Policy Management

Multi-class policies: motor, fire, life, health, liability. Policy creation, endorsements, renewals, cancellations. Schedule of benefits. Certificate generation.

📋 Claims Processing

Claims registration with document upload. Assessment workflow. Loss adjuster assignment. Reserve management. Settlement approval. Payment processing. Subrogation tracking.

💵 Premium Management

Premium calculation by class. Instalment plans. Collection tracking. Overdue reminders (SMS/email). Lapse management. Multi-currency (ZWG/USD).

👥 Agent & Broker Management

Agent database with licence tracking. Commission structures by class. Production reports. Clawback on cancellation. Broker statement generation.

🔍 Underwriting

Risk assessment questionnaires. Rating tables. Sum insured validation. Excess/deductible configuration. Referral workflow for large risks. Decline tracking.

🔄 Reinsurance

Treaty and facultative reinsurance. Cession calculations. Reinsurer statements. Bordereaux generation. Recovery tracking on claims.

📱 Customer Portal

Online policy viewing. Claims submission with photo upload. Premium payment. Certificate download. Renewal notifications.

🧾 ZIMRA Fiscal

Fiscal receipts on premium collection. Insurance levy calculation. ZIMRA virtual fiscalisation included.

💳 iPOS Payments

Verifone PIN pad for walk-in premium payments. Visa, Mastercard, ZimSwitch. Multi-currency.

📋 Claims Workflow

From notification to settlement, every claim is tracked end-to-end.

  • Notification — Claim registered with incident details, photos, police report
  • Assessment — Loss adjuster assigned, reserve set, investigation notes
  • Approval — Multi-level approval based on claim value thresholds
  • Settlement — Payment to claimant or service provider, excess deduction
  • Recovery — Subrogation tracking, reinsurance recovery, salvage
  • Reporting — Loss ratio, claims frequency, average cost, turnaround time
IPEC Compliance
Statutory Returns — Quarterly and annual returns in IPEC format
Solvency Margin — Capital adequacy monitoring and reporting
Claims Reserve — IBNR and outstanding claims provisioning
Agent Licensing — Track agent/broker licence expiry and renewal
Audit Trail — Complete history of policy and claims changes for IPEC inspection

💰 Get Your Quote

Pick your business size, fine-tune, download a formal quote

Step 1 — Choose Your Size

🏠
Small

1 location, small team

3 users • 1 branch
🏢
Medium

2 locations, growing team

8 users • 2 branches
🏗️
Large

Multi-branch operation

15 users • 4 branches
🌍
Enterprise

National / large-scale

30 users • 8 branches

Step 2 — Fine-Tune

⚙️ Insurance Management
× $50/user
1102550
$500/extra
151020
$40/user on-site
0102550
📊 Your Price
Insurance Management base: $0
Users (3 × $50):$150
Extra branches (0):$0
Training (3 users):$120
TOTAL: $0
📅 Annual Renewal (Year 2+): $0/year
  • Odoo annual licence
  • ZIMRA virtual fiscalisation
  • Cloud hosting + online support
🎯 Book Demo Instead