🛡️ PrinSoft Insurance Zimbabwe
Complete Insurance Operations Management for Zimbabwe
Policy Lifecycle • Claims Processing • Premium Collection • Agent Commissions • Underwriting • Reinsurance • IPEC Compliance • ZIMRA Fiscal
🛡️ Policy Lifecycle
- ✅ Quotation & proposal
- ✅ Underwriting assessment
- ✅ Policy issuance
- ✅ Premium collection
- ✅ Endorsements & changes
- ✅ Claims processing
- ✅ Renewal management
- ✅ Cancellation & refund
✨ Core Capabilities
📄 Policy Management
Multi-class policies: motor, fire, life, health, liability. Policy creation, endorsements, renewals, cancellations. Schedule of benefits. Certificate generation.
📋 Claims Processing
Claims registration with document upload. Assessment workflow. Loss adjuster assignment. Reserve management. Settlement approval. Payment processing. Subrogation tracking.
💵 Premium Management
Premium calculation by class. Instalment plans. Collection tracking. Overdue reminders (SMS/email). Lapse management. Multi-currency (ZWG/USD).
👥 Agent & Broker Management
Agent database with licence tracking. Commission structures by class. Production reports. Clawback on cancellation. Broker statement generation.
🔍 Underwriting
Risk assessment questionnaires. Rating tables. Sum insured validation. Excess/deductible configuration. Referral workflow for large risks. Decline tracking.
🔄 Reinsurance
Treaty and facultative reinsurance. Cession calculations. Reinsurer statements. Bordereaux generation. Recovery tracking on claims.
📱 Customer Portal
Online policy viewing. Claims submission with photo upload. Premium payment. Certificate download. Renewal notifications.
🧾 ZIMRA Fiscal
Fiscal receipts on premium collection. Insurance levy calculation. ZIMRA virtual fiscalisation included.
💳 iPOS Payments
Verifone PIN pad for walk-in premium payments. Visa, Mastercard, ZimSwitch. Multi-currency.
📋 Claims Workflow
From notification to settlement, every claim is tracked end-to-end.
- Notification — Claim registered with incident details, photos, police report
- Assessment — Loss adjuster assigned, reserve set, investigation notes
- Approval — Multi-level approval based on claim value thresholds
- Settlement — Payment to claimant or service provider, excess deduction
- Recovery — Subrogation tracking, reinsurance recovery, salvage
- Reporting — Loss ratio, claims frequency, average cost, turnaround time
IPEC Compliance
💰 Get Your Quote
Configure your setup and download a formal quote instantly
⚙️ Odoo Insurance Management
🛡️ Ready to Modernise Your Insurance Operations?
Policy lifecycle. Claims processing. IPEC compliant. ZIMRA fiscal. From $1,800.